Vaultsum: Expense Tracker
Logs your UPI payments for you. Private, encrypted, no ads.
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Vaultsum is an offline-first expense tracker for Android. It reads payment notifications from Google Pay, Phonepe, Paytm and your bank's SMS alerts, turning them into a one-tap transaction - no manual entry. No sign-up needed for the core app, no ads, and your data stays in an encrypted database on your device. Budgets warn you before you overspend, Insights show where your money actually went, and an optional Groups feature splits shared expenses with friends.
PH · launched Nov 10, 2026 · 1 upvote (top 65%) · 0 views
Niche: personal expense tracking apps · 169 launches, 16 in the last 7 days ▼ -24% · Explore this niche →
Category and tags
- Fintech
- Analytics & BI
- B2C
- Not AI
- Commercial product
- Android
- Personal Finance
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More like this: all 169 launches in personal expense tracking apps →
Could you build this?
Yes An Android app that reads payment notifications and bank SMS, parses them into transactions, and stores them locally is standard Android development. Parser maintenance across banks is tedious but not a specialist barrier.
Competitors
Other products that read as similar to this one : 557 launches clear the similarity bar, closest 8 shown.
Attention rank: #213 of 558 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).
Launched 368 days after the earliest competitor.
- Expense Tracker: Offline · ph · 2026-09-12 · 1 upvotes · similarity 0.56
- Gravity · ph · 2026-09-29 · 1 upvotes · similarity 0.56
- WinaltTrack · ph · 2026-11-11 · 1 upvotes · similarity 0.54
- Finity · ph · 2026-10-04 · 1 upvotes · similarity 0.54
- Coinly · ph · 2026-10-08 · 2 upvotes · similarity 0.53
- Nickel · ph · 2026-10-09 · 1 upvotes · similarity 0.53
- Poka: Private Expense Tracker · ph · 2026-10-15 · 1 upvotes · similarity 0.52
- Vaulty · ph · 2026-11-14 · 1 upvotes · similarity 0.51
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