Nickel
Expense tracker with no bank login: receipts read on device
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This is 1 of 403 launches in personal and business budgeting tools — see how it stacks up on momentum and crowding →
611 other launches read as similar to this one →
Details
- External ID
- 1270383
- Source
- PH
- Company
- —
- Product
- Nickel
- Website domain
- producthunt.com
- Launched
- Oct. 9, 2026
- Cohort
- —
- Upvotes
- 1
- Upvotes percentile
- 0.33
- Tags
- iOS, Privacy, Personal Finance
Description
Nickel is an expense tracker with no bank login, no account and no cloud. Log a spend in two taps, or photograph the receipt and Nickel reads the merchant, total and date on your phone. Ask Siri to log one without opening the app. Monthly limits per category show a live burn rate instead of a total after the fact, with a Live Activity in the last days of the month. Widgets, a Lock Screen glance and Control Center buttons for when you are already holding the phone.
Enrichment
- Niche
- personal and business budgeting tools
- Vertical
- Fintech
- Function
- Workflow automation
- Audience
- B2C
- AI stance
- AI feature
- Project type
- Commercial product
- Normalized one-liner
- privacy-focused expense tracker with on-device receipt scanning
- Manually corrected
- False
Could you build this?
Yes The entire app runs locally on iOS using native Apple frameworks like Apple Vision/OCR for on-device receipt scanning and SiriKit/App Intents for voice capture.
Competitors
Other products that read as similar to this one — 611 launches clear the similarity bar, closest 8 shown.
Attention rank: #278 of 612 (itself plus its competitors, highest first — normalized so YC and Product Hunt are compared fairly).
Launched 329 days after the earliest competitor.
- SpendSmart AI · ph · 2026-09-29 · 3 upvotes · similarity 0.65
- Pennywick: Budget & Receipts · ph · 2026-09-12 · 2 upvotes · similarity 0.64
- Finny · ph · 2026-09-15 · 8 upvotes · similarity 0.62
- Gravity · ph · 2026-09-29 · 1 upvotes · similarity 0.61
- Gastify · ph · 2026-09-09 · 2 upvotes · similarity 0.61
- Savings — AI Expense Tracker · ph · 2026-10-07 · 1 upvotes · similarity 0.60
- Penny - On Device Money Friend · ph · 2026-09-17 · 2 upvotes · similarity 0.59
- FinPilot – AI Expense Tracker · ph · 2026-09-13 · 2 upvotes · similarity 0.58