Yearfold
Honest retirement odds for one or two people. Free.
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A free retirement calculator that runs 10,000 simulated futures on real market history and models couples as two people. Every assumption is published. No signup, no bank linking. Plus 11 free tools for Social Security, RMDs, IRMAA and more.
PH · launched Nov 8, 2026 · 3 upvotes (top 7%) · 0 views
Niche: personal finance calculators · 205 launches, 11 in the last 7 days ▼ -39% · Explore this niche →
Category and tags
- Fintech
- Analytics & BI
- B2C
- Not AI
- Commercial product
- Productivity
- Fintech
- Personal Finance
Visit website ↗ Source listing ↗
More like this: all 205 launches in personal finance calculators →
Could you build this?
Partial The Monte Carlo engine and calculators are buildable from public market history, but correct Social Security, RMD, and IRMAA logic requires current tax and regulatory expertise that vibe coding won't reliably supply.
What it would actually take: Implement a bootstrap or historical-sequence simulation over public return datasets (Shiller or Damodaran), plus couple-level modeling for benefits and withdrawals. The hard part is keeping tax brackets, SSA benefit formulas, RMD tables, and IRMAA thresholds accurate and updated, which calls for a financial planner or CPA to validate the logic.
Competitors
Other products that read as similar to this one : 729 launches clear the similarity bar, closest 8 shown.
Attention rank: #9 of 730 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).
Launched 365 days after the earliest competitor.
- Retirement Calculator · ph · 2026-10-01 · 1 upvotes · similarity 0.63
- Leisuremint · ph · 2026-10-30 · 1 upvotes · similarity 0.61
- Retirement Savings Calculator · ph · 2026-10-13 · 2 upvotes · similarity 0.58
- Finly Calculator · ph · 2026-09-19 · 1 upvotes · similarity 0.58
- Retirement Countdown Calculator · ph · 2026-10-06 · 1 upvotes · similarity 0.57
- Wealth From Zero Calculators · ph · 2026-09-12 · 1 upvotes · similarity 0.57
- A FIRE calculator that verifies or determines your retirement number · hn · 2026-02-12 · 5 upvotes · similarity 0.56
- 401(k) Calculator · ph · 2026-10-02 · 1 upvotes · similarity 0.55
The niche, labels, vibe code rating and competitor comparison on this page are analysis by Nicheloom. If you use them, please credit nicheloom.com. How you may use our data.