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A FIRE calculator that verifies or determines your retirement number

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Most retirement calculators either oversimplify things or ask you to link your accounts so they can make money off your data. I wanted something that actually helped me see if I was on track without handing over a bank login, so I built RetireNumber. It's a privacy-first retirement planner. You type in your own numbers. No account linking, no selling your data, no VC. Just me and a subscription. The engine does real math: Monte Carlo with 1,000 runs, historical backtesting to 1928 using Shiller's Yale data, tax-aware withdrawal strategies, and scenario comparison so you can try different life paths. Whether you're still figuring out your number or you already have a target in mind, you can use it to get there or to check that your plan actually holds up.You can try it without signing up: https://retirenumber.com/try. There's a demo mode and a short guided tour. Changelog and the full story are on the site if you want to dig in.This isn't financial advice. It's just a tool for checking your number and whether your plan holds up. There is still a lot to but I'd love to hear whether the inputs and results feel clear and useful.-Mark

HN · launched Feb 12, 2026 · 5 upvotes (top 89%) · 0 views

Niche: personal finance calculators · 205 launches, 11 in the last 7 days ▼ -39% · Explore this niche →

Category and tags

  • Fintech
  • Analytics & BI
  • B2C
  • Not AI
  • Commercial product

Visit website ↗ Source listing ↗

Could you build this?

Yes This is a client-side financial calculator with straightforward mathematical formulas, compounding logic, and input sliders built in standard frontend frameworks.

Discussion

No comments on this launch.

Competitors

Other products that read as similar to this one : 747 launches clear the similarity bar, closest 8 shown.

Attention rank: #744 of 748 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).

Launched 96 days after the earliest competitor.

The niche, labels, vibe code rating and competitor comparison on this page are analysis by Nicheloom. If you use them, please credit nicheloom.com. How you may use our data.