SEPA File Checker
Free SEPA XML validator for direct debit and transfer files
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Check pain.008 and pain.001 files before you upload them to your bank. See every error with the transaction it belongs to, and repair the file automatically.
PH · launched Nov 6, 2026 · 1 upvote (top 65%) · 0 views
Niche: data and schema validation tools · 56 launches, 2 in the last 7 days ▼ -75% · Explore this niche →
Category and tags
- Fintech
- Dev tools
- B2B
- Not AI
- Commercial product
- Fintech
- Payments
- Accounting
Visit website ↗ Source listing ↗
More like this: all 56 launches in data and schema validation tools →
Could you build this?
Partial XSD schema validation and a UI are straightforward, but the bank-specific rules, SEPA rulebook edge cases, and safe automatic repair require deep payments-domain knowledge.
What it would actually take: Use the ISO 20022 pain.001/pain.008 XSD schemas for structural checks, then layer SEPA rulebook rules (IBAN/BIC checks, creditor IDs, due-date and sequence-type logic) on top. The difficult part is knowing which bank-specific constraints apply and making auto-repair safe without changing payment meaning. Testing against real bank acceptance rules needs payments-industry expertise.
Competitors
Other products that read as similar to this one : 150 launches clear the similarity bar, closest 8 shown.
Attention rank: #53 of 151 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).
Launched 233 days after the earliest competitor.
- Bank Statement Parser · ph · 2026-10-06 · 2 upvotes · similarity 0.42
- Billance · ph · 2026-11-13 · 1 upvotes · similarity 0.42
- FileCheck · ph · 2026-09-25 · 1 upvotes · similarity 0.42
- Statement Review · ph · 2026-10-23 · 2 upvotes · similarity 0.42
- Payout Reconciler · ph · 2026-09-29 · 1 upvotes · similarity 0.40
- File Hasher · ph · 2026-10-13 · 1 upvotes · similarity 0.40
- DataToolForge · ph · 2026-10-04 · 2 upvotes · similarity 0.40
- Recon Check · ph · 2026-11-03 · 2 upvotes · similarity 0.39
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