APY Ledger
Compare US CD rates by amount, term, and eligibility
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Find CDs that fit your deposit, term, and location. APY Ledger tracks rates from 500+ US banks and credit unions, with source links and verification dates. Compare estimated interest, check opening requirements, track rate changes, and explore free calculators for CD ladders, early withdrawal penalties, and after-tax returns.
PH · launched Nov 3, 2026 · 1 upvote (top 65%) · 0 views
Niche: comparison engines and tools · 286 launches, 33 in the last 7 days · Explore this niche →
Category and tags
- Fintech
- Marketplace
- B2C
- Not AI
- Commercial product
- Finance
- Personal Finance
Visit website ↗ Source listing ↗
More like this: all 286 launches in comparison engines and tools →
Could you build this?
Partial The comparison UI and calculators are easy to build, but accurate CD rates from 500+ banks depend on a continuously maintained data pipeline that a solo builder cannot easily assemble.
What it would actually take: The hard part is a reliable, verified rate dataset covering hundreds of institutions, which means scraping or partner feeds, parsing varied bank formats, and daily change detection with source attribution. It needs data engineering and ongoing maintenance effort, plus a source of truth for verification dates and eligibility rules.
Competitors
Other products that read as similar to this one : 456 launches clear the similarity bar, closest 8 shown.
Attention rank: #139 of 457 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).
Launched 354 days after the earliest competitor.
- CD Rate Calculator · ph · 2026-10-03 · 1 upvotes · similarity 0.66
- CD Interest Calculator · ph · 2026-09-11 · 1 upvotes · similarity 0.63
- CD Term Calculator · ph · 2026-09-21 · 1 upvotes · similarity 0.60
- U.S. Credit Card Database, banks and CUs · ph · 2026-09-22 · 1 upvotes · similarity 0.50
- StakingCrypto · ph · 2026-09-26 · 1 upvotes · similarity 0.46
- Ledgerly — Expense Tracker · ph · 2026-10-01 · 1 upvotes · similarity 0.44
- Currency Counter · ph · 2026-11-10 · 1 upvotes · similarity 0.43
- Liquidity Raiders - Portfolio Tracker · ph · 2026-10-19 · 1 upvotes · similarity 0.43
The niche, labels, vibe code rating and competitor comparison on this page are analysis by Nicheloom. If you use them, please credit nicheloom.com. How you may use our data.