Summa 3.0
Your money now has an assistant. Private. Native on Mac.
Details
- External ID
- 1249906
- Source
- PH
- Company
- —
- Product
- Summa 3.0
- Website domain
- producthunt.com
- Launched
- Sept. 14, 2026
- Cohort
- —
- Upvotes
- 2
- Upvotes percentile
- 0.7405388069275176
- Tags
- Mac, Fintech, Artificial Intelligence
- Fetched at
- Sept. 15, 2026, 1:01 a.m.
- Updated at
- Sept. 15, 2026, 1:01 a.m.
Description
Summa is a private money manager for iPhone, iPad and Mac: budgets, forecasts, net worth, goals, receipts and bank statement import, in 17 languages. Version 3.0 adds a personal assistant that answers with your real numbers, privately on your device with Apple Intelligence. It proposes changes, you approve, and you can undo. Also new: a native Mac app with a menu bar panel, Apple Wallet accounts, Siri and Spotlight search, swipe review, and a more generous Free plan.
Enrichment
- Theme
- personal finance and expense trackers
- Vertical
- Fintech
- Function
- Agent / copilot
- Audience
- B2C
- AI stance
- AI-native
- Project type
- Commercial product
- Normalized one-liner
- local ai financial assistant for mac users
- Manually corrected
- False
Could you build this?
No It requires building a sophisticated native Apple application with on-device ML/statistical forecasting (ARIMA/Holt-Winters), private Apple Intelligence integrations, and complex financial data aggregations across multiple platforms.
What it would actually take: A production version requires deep native Swift/SwiftUI and Metal/CoreML expertise to implement on-device time-series forecasting algorithms (Holt-Winters, ARIMA) alongside Apple Intelligence integrations. Additionally, connecting to live bank feeds securely without storing credentials on third-party servers requires integrating specialized banking APIs (e.g., Plaid, MX, or direct Open Banking SDKs) and on-device receipt OCR via Apple Vision. Extensive native engineering is needed to maintain local encryption, synchronization, and compliance across iOS, iPadOS, and macOS.
Competitors
Other products that read as similar to this one — 138 launches clear the similarity bar, closest 8 shown.
Attention rank: #17 of 139 (itself plus its competitors, highest first — normalized so YC and Product Hunt are compared fairly).
Launched 315 days after the earliest competitor.
- MaPa Money · ph · 2026-09-26 · 1 upvotes · similarity 0.53
- FinTabi · ph · 2026-09-30 · 2 upvotes · similarity 0.49
- Fintraq · ph · 2026-09-28 · 1 upvotes · similarity 0.48
- Money Manager: Expense Tracker · ph · 2026-09-17 · 1 upvotes · similarity 0.47
- Wealthfolio · ph · 2026-09-10 · 89 upvotes · similarity 0.45
- Penny - On Device Money Friend · ph · 2026-09-17 · 2 upvotes · similarity 0.44
- Expense Tracker: Income Manager · ph · 2026-09-13 · 2 upvotes · similarity 0.42
- WealthNX · ph · 2026-09-16 · 1 upvotes · similarity 0.42
Other launches for this product
- No other launches for this product.
Same idea, different domain
Nobody's really built a agent / copilot tool for Agriculture yet.