Moniqa
Private budget app for iPhone. No bank login, no account.
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This is 1 of 403 launches in personal and business budgeting tools — see how it stacks up on momentum and crowding →
525 other launches read as similar to this one →
Details
- External ID
- 1272883
- Source
- PH
- Company
- —
- Product
- Moniqa
- Website domain
- producthunt.com
- Launched
- Oct. 8, 2026
- Cohort
- —
- Upvotes
- 2
- Upvotes percentile
- 0.77
- Tags
- iOS, Productivity, Personal Finance
Description
Moniqa is a budgeting app for iPhone that keeps everything on your device. No account, no bank login, no servers. See what's left to spend today, this week, and this month. Snap a receipt, and the amount, store, and date fill in, read on-device. Add expenses from a widget, the Lock Screen or Siri. Get a month-end forecast and budget alerts, save towards goals, and lock it all with Face ID. Free to use, with an optional Pro upgrade: monthly, yearly, or one-time lifetime.
Enrichment
- Niche
- personal and business budgeting tools
- Vertical
- Fintech
- Function
- Vertical SaaS
- Audience
- B2C
- AI stance
- Not AI
- Project type
- Commercial product
- Normalized one-liner
- offline privacy-focused budgeting app for ios
- Manually corrected
- False
Could you build this?
Yes An offline iOS budgeting app with Apple's native Vision framework for on-device OCR and SwiftData/CoreData is straightforward to build with AI assistance in Xcode.
Competitors
Other products that read as similar to this one — 525 launches clear the similarity bar, closest 8 shown.
Attention rank: #86 of 526 (itself plus its competitors, highest first — normalized so YC and Product Hunt are compared fairly).
Launched 339 days after the earliest competitor.
- Every Dollar Grows Budget App · ph · 2026-09-15 · 2 upvotes · similarity 0.60
- FinTabi · ph · 2026-09-30 · 2 upvotes · similarity 0.58
- Madriss · ph · 2026-09-25 · 2 upvotes · similarity 0.57
- Penny - On Device Money Friend · ph · 2026-09-17 · 2 upvotes · similarity 0.56
- Pennywick: Budget & Receipts · ph · 2026-09-12 · 2 upvotes · similarity 0.55
- Savings — AI Expense Tracker · ph · 2026-10-07 · 1 upvotes · similarity 0.54
- SpendNest · ph · 2026-09-23 · 1 upvotes · similarity 0.54
- Nickel · ph · 2026-10-09 · 1 upvotes · similarity 0.54