Credit Ninja
Track every credit card, due date and debt payoff
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Never miss a credit card payment or pay interest again. Credit Ninja is a spreadsheet that tracks all your cards in one place – no bank logins, no subscriptions. • Payment calendar + payday planner for every due date • Utilization tracker: what to pay before statements close • Best card per spending category to maximize rewards • Debt payoff planner (avalanche or snowball) with your debt-free date Works in Google Sheets and Excel. Lite, Pro and Bundle editions.
PH · launched Nov 13, 2026 · 3 upvotes (top 7%) · 0 views
Niche: personal finance and budgeting apps · 424 launches, 44 in the last 7 days ▼ -20% · Explore this niche →
Category and tags
- Fintech
- Workflow automation
- B2C
- Not AI
- Commercial product
- Productivity
- Spreadsheets
- Personal Finance
Visit website ↗ Source listing ↗
More like this: all 424 launches in personal finance and budgeting apps →
Could you build this?
Yes It is a spreadsheet-style tracker for cards, due dates, utilization, and payoff planning with no bank logins. This is straightforward CRUD and calculation logic.
Competitors
Other products that read as similar to this one : 622 launches clear the similarity bar, closest 8 shown.
Attention rank: #20 of 623 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).
Launched 304 days after the earliest competitor.
- Debt Payoff Planner · ph · 2026-11-10 · 2 upvotes · similarity 0.61
- Snowballer · ph · 2026-09-16 · 2 upvotes · similarity 0.59
- CleanSlate · ph · 2026-09-19 · 2 upvotes · similarity 0.59
- CutTheCard Debt Tracker & Payoff Planner · ph · 2026-10-05 · 1 upvotes · similarity 0.56
- Debt Snowball Payoff Planner · ph · 2026-11-02 · 1 upvotes · similarity 0.56
- Ctrl Xpenses · ph · 2026-09-28 · 1 upvotes · similarity 0.54
- Debt Payoff Spreadsheet · ph · 2026-11-13 · 1 upvotes · similarity 0.54
- The AI Operator's Debt Payoff Planner · ph · 2026-11-05 · 1 upvotes · similarity 0.53
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