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SpendSense

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SpendSense is a personal expense tracker that helps you monitor UPI transactions, record daily expenses, manage budgets, and understand your spending habits. Track your daily and monthly expenses, set spending limits, and analyse where your money goes, all in one place. Take control of your finances and make every rupee count. SpendSense – Know Your Spending. Own Your Money.

PH · launched Nov 13, 2026 · 1 upvote (top 65%) · 0 views

Niche: personal expense tracking apps · 169 launches, 16 in the last 7 days ▼ -24% · Explore this niche →

Category and tags

  • Fintech
  • Analytics & BI
  • B2C
  • Not AI
  • Commercial product
  • Android
  • Finance
  • Lifestyle

Visit website ↗ Source listing ↗

Could you build this?

Partial Manual expense tracking and budgets are easy to vibe-code, but automatically monitoring UPI transactions requires bank or account-aggregator access or SMS parsing, which is restricted and regulated in India.

What it would actually take: Build a mobile app with a local database and budget logic, and integrate either RBI-regulated Account Aggregator APIs or on-device SMS parsing for UPI alerts. The hard parts are regulatory approval or aggregator onboarding, Play Store permission policies around SMS access, and handling financial data security, which requires fintech compliance expertise.

Competitors

Other products that read as similar to this one : 776 launches clear the similarity bar, closest 8 shown.

Attention rank: #289 of 777 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).

Launched 375 days after the earliest competitor.

The niche, labels, vibe code rating and competitor comparison on this page are analysis by Nicheloom. If you use them, please credit nicheloom.com. How you may use our data.