Splice
Stop chasing your friends for your money. Get paid back.
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This is 1 of 47 launches in bill and expense splitting apps — see how it stacks up on momentum and crowding →
454 other launches read as similar to this one →
Details
- External ID
- 1268151
- Source
- PH
- Company
- —
- Product
- Splice
- Website domain
- producthunt.com
- Launched
- Oct. 13, 2026
- Cohort
- —
- Upvotes
- 2
- Upvotes percentile
- 0.76
- Tags
- iOS, Fintech, Payments
Description
Tired of texting friends to pay you back? Splice is here to save the day! Front the bill once and Splice charges everyone their own share and sends you the money. Friends join in under 30 seconds with no account and no app, and pay with Apple Pay, Google Pay, or a card. Perfect for rent, trips, dinners, and event tickets. Charge when you're ready, at a set time, or once enough people join. Everyone sees their exact share first and can pause to talk it over before their card is charged.
Enrichment
- Niche
- bill and expense splitting apps
- Vertical
- Fintech
- Function
- Workflow automation
- Audience
- B2C
- AI stance
- Not AI
- Project type
- Commercial product
- Normalized one-liner
- peer-to-peer expense sharing and debt recovery for friends
- Manually corrected
- False
Could you build this?
Partial Creating split-bill links and payment checkout via Stripe/Apple Pay is straightforward, but handling instant peer-to-peer payout flows, fraud prevention, and banking compliance is complex.
What it would actually take: The product requires Next.js with Stripe Connect Custom or embedded financial services for ledgering, split disbursements, and Apple/Google Pay web integrations. The hard part is managing merchant of record status, fraud chargebacks, dispute handling, and money transmitter regulations for splitting personal debts. It demands backend engineers experienced in fintech rails and payment compliance.
Competitors
Other products that read as similar to this one — 454 launches clear the similarity bar, closest 8 shown.
Attention rank: #69 of 455 (itself plus its competitors, highest first — normalized so YC and Product Hunt are compared fairly).
Launched 342 days after the earliest competitor.
- sharepot · ph · 2026-10-06 · 1 upvotes · similarity 0.50
- Splitwo · ph · 2026-10-11 · 1 upvotes · similarity 0.49
- Minute — 4 Minute Live Video Calls · ph · 2026-10-03 · 1 upvotes · similarity 0.48
- SoloDesks · ph · 2026-09-20 · 2 upvotes · similarity 0.48
- Zeroed · ph · 2026-09-15 · 2 upvotes · similarity 0.48
- Div/Sum · ph · 2026-10-09 · 2 upvotes · similarity 0.47
- Sprout: Finance Companion · ph · 2026-10-12 · 1 upvotes · similarity 0.46
- chasey · ph · 2026-10-03 · 1 upvotes · similarity 0.45