Zeroed
Pay-once envelope budgeting. Private, offline, yours.
Details
- External ID
- 1248750
- Source
- PH
- Company
- —
- Product
- Zeroed
- Website domain
- producthunt.com
- Launched
- Sept. 15, 2026
- Cohort
- —
- Upvotes
- 2
- Upvotes percentile
- 0.7405388069275176
- Tags
- Fintech, Privacy, Personal Finance
- Fetched at
- Sept. 16, 2026, 5:01 p.m.
- Updated at
- Sept. 16, 2026, 5:01 p.m.
Description
Zero-based envelope budgeting you buy once: $19.99, every platform, all 1.x updates included (founder price until 14 Feb 2027, then $39.99). No account, no server, no bank linking: your budget is one AES-256-encrypted file on your device, with optional sync through your own Google Drive, encrypted before upload. Import CSV, PDF, OFX, QFX or QIF from any bank, scan receipts, plan bills, goals, debt payoff and net worth. 34-day trial, no card. Today iOS joins Android, Windows and macOS.
Enrichment
- Theme
- personal finance and expense trackers
- Vertical
- Fintech
- Function
- Workflow automation
- Audience
- B2C
- AI stance
- Not AI
- Project type
- Commercial product
- Normalized one-liner
- offline envelope budgeting app for consumers
- Manually corrected
- False
Could you build this?
Yes It is an offline-first client-side budgeting app that stores encrypted JSON/SQLite files locally and syncs to Google Drive using standard OAuth APIs.
Competitors
Other products that read as similar to this one — 339 launches clear the similarity bar, closest 8 shown.
Attention rank: #44 of 340 (itself plus its competitors, highest first — normalized so YC and Product Hunt are compared fairly).
Launched 316 days after the earliest competitor.
- Smart Envelope AI · ph · 2026-09-22 · 1 upvotes · similarity 0.52
- Wealth From Zero Calculators · ph · 2026-09-12 · 1 upvotes · similarity 0.48
- ZeroSettle - Keep More of Your Mobile App Revenue with Drop-In Direct Billing · yc · 2026-03-09 · 12 upvotes · similarity 0.46
- FlatStock · ph · 2026-09-23 · 2 upvotes · similarity 0.45
- SendReward.com · ph · 2026-09-22 · 2 upvotes · similarity 0.45
- Viridel · ph · 2026-09-10 · 1 upvotes · similarity 0.45
- Nothing But Assets · ph · 2026-09-30 · 1 upvotes · similarity 0.45
- AlloCat · ph · 2026-09-19 · 2 upvotes · similarity 0.45
Other launches for this product
- No other launches for this product.
Same idea, different domain
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