Terma
Track subscriptions & contracts. Your data stays yours.
Details
- External ID
- 1254970
- Source
- PH
- Company
- —
- Product
- Terma
- Website domain
- producthunt.com
- Launched
- Sept. 19, 2026
- Cohort
- —
- Upvotes
- 2
- Upvotes percentile
- 0.7405388069275176
- Tags
- Android, Productivity, Privacy, Personal Finance
- Fetched at
- Sept. 21, 2026, 1:01 a.m.
- Updated at
- Sept. 21, 2026, 1:01 a.m.
Description
Terma is a subscription, contract, and warranty tracker that never asks for your bank login — everything stays on your device by default. Photograph a bill and it reads out the amount, dates, and notice period, citing the source text. It works out your country's real legal cancellation deadline (not just the renewal date) and can add it to your calendar, flags cheaper plans for things you already pay for, and writes cancellation letters for you. Free to start, on Android now.
Enrichment
- Theme
- personal finance and expense trackers
- Vertical
- Fintech
- Function
- Workflow automation
- Audience
- B2C
- AI stance
- Not AI
- Project type
- Commercial product
- Normalized one-liner
- local-first subscription and contract tracker for individuals
- Manually corrected
- False
Could you build this?
Partial A local tracker UI is simple, but reliable on-device OCR and legal rule engines parsing multinational contract cancellation periods accurately require specialized edge ML and compliance engineering.
What it would actually take: Building this requires an on-device OCR pipeline (such as Apple Vision or ML Kit) fine-tuned for diverse invoice and receipt formats, paired with local NER models to extract critical clauses. Additionally, it demands a continuously maintained database of regional consumer contract protection laws across dozens of jurisdictions to accurately compute statutory deadlines.
Competitors
Other products that read as similar to this one — 315 launches clear the similarity bar, closest 8 shown.
Attention rank: #37 of 316 (itself plus its competitors, highest first — normalized so YC and Product Hunt are compared fairly).
Launched 187 days after the earliest competitor.
- Money Leak & Rights Radar · ph · 2026-09-23 · 1 upvotes · similarity 0.55
- Cyclenest: Renewal Tracker · ph · 2026-09-16 · 1 upvotes · similarity 0.53
- Pleviro · ph · 2026-09-07 · 1 upvotes · similarity 0.51
- Recura · ph · 2026-09-26 · 1 upvotes · similarity 0.51
- RenewPal · ph · 2026-09-15 · 1 upvotes · similarity 0.51
- Receipt-Subscription-app · ph · 2026-09-30 · 2 upvotes · similarity 0.51
- Lapse · ph · 2026-09-25 · 2 upvotes · similarity 0.50
- Flying Bills - BIll Reminder · ph · 2026-09-15 · 1 upvotes · similarity 0.50
Other launches for this product
- No other launches for this product.
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