Ray
Your personal CFO in the terminal
Details
- External ID
- 1121525
- Source
- PH
- Company
- —
- Product
- Ray
- Website domain
- producthunt.com
- Launched
- April 12, 2026
- Cohort
- —
- Upvotes
- 297
- Upvotes percentile
- 0.6376811594202898
- Tags
- Open Source, Developer Tools, GitHub, Personal Finance
- Fetched at
- Sept. 7, 2026, 1:22 a.m.
- Updated at
- Sept. 7, 2026, 1:22 a.m.
Description
Most personal finance apps show you charts. Ray tells you what to do and actually helps you plan. A terminal-based CFO that reads your real transactions, remembers your goals, and runs on your computer — not someone else's server. Open source. Free with your own keys.
Enrichment
- Theme
- personal finance and expense trackers
- Vertical
- Fintech
- Function
- Agent / copilot
- Audience
- B2C
- AI stance
- AI-native
- Project type
- Commercial product
- Normalized one-liner
- ai financial advisor accessible in the terminal
- Manually corrected
- False
Could you build this?
Yes Ray is an open-source terminal CLI application (TUI) that connects to Plaid, stores transactions in a local SQLite file, and passes anonymized queries to an LLM API.
Competitors
Other products that read as similar to this one — 111 launches clear the similarity bar, closest 8 shown.
Attention rank: #56 of 112 (itself plus its competitors, highest first — normalized so YC and Product Hunt are compared fairly).
Launched 160 days after the earliest competitor.
- Local Personal Financial Assistant · hn · 2026-09-02 · 6 upvotes · similarity 0.50
- Ray · hn · 2026-04-04 · 8 upvotes · similarity 0.48
- Keel Home Finance · ph · 2026-09-28 · 1 upvotes · similarity 0.47
- Wealthfolio · ph · 2026-09-10 · 89 upvotes · similarity 0.42
- Blaze - AI CFO for Businesses · yc · 2026-07-31 · 29 upvotes · similarity 0.42
- The Wealth Flow · ph · 2026-09-28 · 1 upvotes · similarity 0.41
- Finora · ph · 2026-09-30 · 2 upvotes · similarity 0.40
- Misto's Financial · ph · 2026-09-13 · 2 upvotes · similarity 0.40
Other launches for this product
- No other launches for this product.
Same idea, different domain
Nobody's really built a agent / copilot tool for Agriculture yet.