Clero
Pay, Request, Split
Details
- External ID
- 1245288
- Source
- PH
- Company
- —
- Product
- Clera
- Website domain
- producthunt.com
- Launched
- Sept. 10, 2026
- Cohort
- —
- Upvotes
- 4
- Upvotes percentile
- 0.9231879409878126
- Tags
- Fintech, Payments, Money
- Fetched at
- Sept. 12, 2026, 1:01 a.m.
- Updated at
- Sept. 12, 2026, 1:01 a.m.
Description
Send and receive money directly between bank accounts with same-day settlement and zero transfer fees-no digital wallet needed. Clero combines direct bank payments, card transaction splitting via Plaid, receipt scanning, and group expense tracking into one app. • Fee-free direct transfers: Settle straight to bank accounts. • Smart splitting: Auto-detect subscriptions and scan receipts. • Group tracking: Roommate cycles, trip pools, and debt simplification.
Enrichment
- Theme
- personal finance and expense trackers
- Vertical
- Fintech
- Function
- Vertical SaaS
- Audience
- B2C
- AI stance
- Not AI
- Project type
- Commercial product
- Normalized one-liner
- payment splitting and requests
- Manually corrected
- False
Could you build this?
No Building a direct bank transfer and payment settlement app requires financial licensing, strict banking regulatory compliance (AML/KYC), and core payment rail integrations.
What it would actually take: A real fintech transfer system requires partner bank integrations (or banking-as-a-service providers like Column or Astra) to access FedNow, RTP, or ACH networks for direct account-to-account settlement. In addition to Plaid for account auth, it requires robust risk/fraud detection engines, money transmitter licenses (MTLs) across operating jurisdictions, and strict PCI/banking security compliance.
Competitors
Other products that read as similar to this one — 174 launches clear the similarity bar, closest 8 shown.
Attention rank: #8 of 175 (itself plus its competitors, highest first — normalized so YC and Product Hunt are compared fairly).
Launched 311 days after the earliest competitor.
- Lesspe · ph · 2026-09-06 · 2 upvotes · similarity 0.50
- Hissab · ph · 2026-09-19 · 2 upvotes · similarity 0.49
- CuentasClaras · ph · 2026-09-22 · 1 upvotes · similarity 0.48
- Rinalance · ph · 2026-09-25 · 2 upvotes · similarity 0.46
- OpenSpend by Riamu Technologies · ph · 2026-09-19 · 2 upvotes · similarity 0.46
- Splitvers: Easy Bill Splitter · ph · 2026-09-24 · 1 upvotes · similarity 0.45
- Bill Splitter & Expense Tracker · ph · 2026-09-15 · 1 upvotes · similarity 0.44
- LedgerMate · ph · 2026-09-10 · 1 upvotes · similarity 0.44
Other launches for this product
Same idea, different domain
Nobody's really built a vertical saas tool for Insurance yet.