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lending and credit risk management software

Recent window: last 5.4 months (2026-05-01 → 2026-10-11), compared with the prior 5.4 months.

fintech · 33 members · Data as of 2026-10-14

Lending and credit risk management software helps financial institutions assess borrower default risk, automate underwriting, and streamline loan servicing and debt collections. Commercial lenders, banks, fintechs, and mortgage providers use these platforms to make faster, more accurate financing decisions while managing portfolio exposure. Unlike general accounting or fraud detection software, these tools specifically focus on credit scoring, loan origination workflows, and debt recovery operations.

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Pulled from real Hacker News comment threads on this niche's launches.

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Concerns raised

Members

Name Source Upvotes ▼ Launched
Zolvo: AI that automates servicing for commercial lenders YC 41 2026-04-29
Qlo - AI agents that run commercial underwriting YC 35 2026-08-20
explainable-credit-risk-ML-modeling-validation GITHUB 27 2026-10-01
Callbook AI: The AI collections agency for late stage portfolios YC 25 2026-08-19
Kita: Turn financial documents into risk signals for lenders YC 23 2026-01-23
ai-loan-underwriting-simulator GITHUB 17 2026-09-24
Copperlane - AI Native Mortgage Loan Origination YC 16 2026-03-04
Worthiness PH 13 2026-10-07
PathPilot - AI Platform for Lenders YC 10 2026-07-13
Audun: AI-native debt collection YC 8 2026-08-24
We built AI agents that reduce mortgage processing from 18 days to 3–5 HN 7 2026-03-18
Accend For Banking YC 6 2026-03-25
Levocred: AI platform for credit funds, fintechs and banks YC 5 2026-08-11
Sei AI - Operations Partner for Mortgage Lenders & Servicers YC 4 2026-06-05
Masterpiece: Invoice-backed loans for data companies selling to the frontier labs YC 3 2026-09-28
Atavec PH 2 2026-09-21
Score800 PH 2 2026-09-10
Smarter Financial Analysis with FinEye PH 2 2026-09-26
DenaPe PH 2 2026-10-03
daydream® OS for Lending & MCA PH 2 2026-09-14
Huumans Funding Engine PH 1 2026-10-13
TireKicker PH 1 2026-09-25
My Biz Finance PH 1 2026-09-19
WIN Housing Finance Solution PH 1 2026-10-01
Supportix LoanPro PH 1 2026-09-10
dossaia PH 1 2026-09-16
Mini préstamos PH 1 2026-09-18
Sankar Capital – Fast Business Financing PH 1 2026-09-24
Reklaim Credit Solutions PH 1 2026-09-26
FigCare Pay PH 1 2026-10-06
Flow PH 1 2026-10-05
Autowrite PH 1 2026-10-12
EasyLock - Best EMI Lock App PH 1 2026-09-17