Continuum
Financial simulations for DIY multimillionaires
Details
- External ID
- 49325445
- Source
- HN
- Company
- —
- Product
- Continuum
- Website domain
- continuum-app.xyz
- Launched
- Aug. 17, 2026
- Cohort
- —
- Upvotes
- 7
- Upvotes percentile
- 0.40793010752688175
- Tags
- —
- Fetched at
- Sept. 10, 2026, 5:32 a.m.
- Updated at
- Sept. 10, 2026, 5:32 a.m.
Description
Hey HN, I'm Charles, the solo founder of Continuum (https://continuum-app.xyz/).Continuum is a financial planning web app for people with 1-15M. It helps you create simulations of job offers, house purchases, and life events. Its goal is to replace human advisors that cost thousands, or even worse, take AUM fees of 1%.The MVP includes AI voice onboarding, scenario and mural creation, and 4 modules. The simulation math engine is code to ensure determinism. The LLMs don't do any simulation math.Demo: https://youtu.be/EDUK26Rs0cE?si=hCSdgSDkgKJt3Ni2The biggest technical challenge has been tuning the mural generation not to hallucinate. Lot's of weird bugs!The most fun part has been playing with the founder equity offers. I've modeled paper, expected value, and median exits (0).Me: Senior software engineer @Google with 10 YOE. 5 YOE at startups before joining Google. Excited to be building fast again!Looking for 10 design partners to help shape the product + roadmap. I'll be happy to give you a demo and onboard you. 50% off the first year + VIP support.No account required for the free version. There is also a 14 day Pro trial. I will give as many demos and onboard as many users as I can.Reach out to [email protected]
Enrichment
- Theme
- indie hacker passion projects
- Vertical
- Fintech
- Function
- Analytics & BI
- Audience
- B2C
- AI stance
- Not AI
- Project type
- Commercial product
- Normalized one-liner
- financial simulation tool for investors
- Manually corrected
- False
Could you build this?
Partial The web app UI and calculators are vibe-codeable, but building comprehensive, compliant financial simulation engines for high-net-worth tax scenarios and estate planning requires deep domain knowledge.
What it would actually take: The product needs a full-stack web setup (e.g., Next.js, Postgres) coupled with a deterministic financial modeling and Monte Carlo simulation engine. The core difficulty lies in accurately encoding multi-jurisdictional tax law (capital gains, AMT, state taxes, trust distributions, equity comp/ISOs) and longevity/sequence-of-returns modeling, which demands financial engineering and tax advisory expertise.
Discussion
12 comments analyzed.
Concerns raised: Monte Carlo simulations may be unnecessary when closed-form equations sufficient, Website copy appears AI-generated, lacks human polish and professionalism, Targeting millionaires may limit market size, Product positioning unclear relative to existing wealth management solutions
Feature requests: Better explanation of what MC simulations are used for in this context, Clearer positioning for prosumer wealth management market segment
Competitors
Other products that read as similar to this one — 117 launches clear the similarity bar, closest 8 shown.
Attention rank: #60 of 118 (itself plus its competitors, highest first — normalized so YC and Product Hunt are compared fairly).
Launched 291 days after the earliest competitor.
- I made a simulator for personal finance (5 year update) · hn · 2026-05-03 · 7 upvotes · similarity 0.48
- We charge $10/mo for wealth management that costs $100 elsewhere · hn · 2025-11-13 · 7 upvotes · similarity 0.48
- Fulfilled · hn · 2025-11-20 · 5 upvotes · similarity 0.47
- Ifso.io · hn · 2026-09-20 · 8 upvotes · similarity 0.45
- I was laid off, so I built a NerdWallet for startup equity liquidity · hn · 2026-03-16 · 9 upvotes · similarity 0.45
- I quit coding years ago. AI brought me back · hn · 2026-01-19 · 314 upvotes · similarity 0.45
- Ifso · hn · 2026-08-25 · 5 upvotes · similarity 0.45
- HCB Mobile – financial app built by 17 y/o, processing $6M/month · hn · 2025-12-03 · 176 upvotes · similarity 0.43
Other launches for this product
- No other launches for this product.
Same idea, different domain
Nobody's really built a analytics & bi tool for Legal yet.