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Continuum

Financial simulations for DIY multimillionaires

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Hey HN, I'm Charles, the solo founder of Continuum (https://continuum-app.xyz/).Continuum is a financial planning web app for people with 1-15M. It helps you create simulations of job offers, house purchases, and life events. Its goal is to replace human advisors that cost thousands, or even worse, take AUM fees of 1%.The MVP includes AI voice onboarding, scenario and mural creation, and 4 modules. The simulation math engine is code to ensure determinism. The LLMs don't do any simulation math.Demo: https://youtu.be/EDUK26Rs0cE?si=hCSdgSDkgKJt3Ni2The biggest technical challenge has been tuning the mural generation not to hallucinate. Lot's of weird bugs!The most fun part has been playing with the founder equity offers. I've modeled paper, expected value, and median exits (0).Me: Senior software engineer @Google with 10 YOE. 5 YOE at startups before joining Google. Excited to be building fast again!Looking for 10 design partners to help shape the product + roadmap. I'll be happy to give you a demo and onboard you. 50% off the first year + VIP support.No account required for the free version. There is also a 14 day Pro trial. I will give as many demos and onboard as many users as I can.Reach out to [email protected]

HN · launched Aug 17, 2026 · 7 upvotes (top 59%) · 0 views

Niche: personal financial planning software · 97 launches, 11 in the last 7 days ▼ -31% · Explore this niche →

Category and tags
  • Fintech
  • Analytics & BI
  • B2C
  • Not AI
  • Commercial product

Visit website ↗ Source listing ↗

More like this: all 97 launches in personal financial planning software →

Could you build this?

Partial The web app UI and calculators are vibe-codeable, but building comprehensive, compliant financial simulation engines for high-net-worth tax scenarios and estate planning requires deep domain knowledge.

What it would actually take: The product needs a full-stack web setup (e.g., Next.js, Postgres) coupled with a deterministic financial modeling and Monte Carlo simulation engine. The core difficulty lies in accurately encoding multi-jurisdictional tax law (capital gains, AMT, state taxes, trust distributions, equity comp/ISOs) and longevity/sequence-of-returns modeling, which demands financial engineering and tax advisory expertise.

Discussion

12 comments analyzed.

Concerns raised: Monte Carlo simulations may be unnecessary when closed-form equations sufficient, Website copy appears AI-generated, lacks human polish and professionalism, Targeting millionaires may limit market size, Product positioning unclear relative to existing wealth management solutions

Feature requests: Better explanation of what MC simulations are used for in this context, Clearer positioning for prosumer wealth management market segment

Competitors

Other products that read as similar to this one : 222 launches clear the similarity bar, closest 8 shown.

Attention rank: #98 of 223 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).

Launched 291 days after the earliest competitor.

Related data

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