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Smart Budget Sheets

Free no-signup budget calculators and templates

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Simple, private budgeting calculators that run in your browser, with no account and no app download. Split income with the 50/30/20 calculator, plan irregular costs with the sinking funds calculator, split shared bills fairly by income with the couples calculator, and map a debt payoff order. There's also a free monthly budget template for Google Sheets and Excel. Built for people who find budgeting apps too complex or too expensive.

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PH · launched Oct 26, 2026 · 1 upvote (top 67%)

Similar launches

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Could you build this?

Yes These are simple client-side budgeting calculators and templates with no backend or accounts, easily built in a browser with AI assistance.

Competitors

Other products that read as similar to this one : 931 launches clear the similarity bar, closest 8 shown.

Attention rank: #269 of 932 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).

Launched 352 days after the earliest competitor.

Other launches for this product