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GainFair

Find your next credit card. No PAN or phone number needed

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Why should finding a credit card start with handing over your PAN or phone number? GainFair compares 150 Indian credit cards against your spending, after fees, GST, reward caps and exclusions. No signup, PAN or phone number. We earn nothing from about 40% of the cards listed, and they're still recommended when they fit best. Every card shows when its terms were last checked against the issuer. Sometimes the best answer is to keep the cards you already have.

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PH · launched Oct 20, 2026 · 1 upvote (top 67%)

Similar launches

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Could you build this?

Partial The comparison UI is buildable, but the value depends on a large, accurate, continuously updated database of Indian card terms, reward rules, caps and exclusions.

What it would actually take: Build a web app with a card-rules database and a calculator that models fees, GST, reward caps and exclusions for each user's spending. The hard part is collecting and verifying terms for about 150 cards and keeping them current, which needs domain knowledge of Indian banking products and an ongoing data-curation process.

Competitors

Other products that read as similar to this one : 399 launches clear the similarity bar, closest 8 shown.

Attention rank: #47 of 400 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).

Launched 351 days after the earliest competitor.

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