Trackm, a personal finance web app
Details
- External ID
- 47406569
- Source
- HN
- Company
- —
- Product
- Trackm, a personal finance web app
- Website domain
- trackm.net
- Launched
- March 16, 2026
- Cohort
- —
- Upvotes
- 21
- Upvotes percentile
- 0.7503075030750308
- Tags
- —
- Fetched at
- Sept. 7, 2026, 9:26 p.m.
- Updated at
- Sept. 7, 2026, 9:26 p.m.
Description
I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years.So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes.I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others.The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.
Enrichment
- Theme
- personal finance and expense trackers
- Vertical
- Fintech
- Function
- Vertical SaaS
- Audience
- B2C
- AI stance
- Not AI
- Project type
- Commercial product
- Normalized one-liner
- personal finance web app
- Manually corrected
- False
Could you build this?
Yes This is a clean personal budgeting web app featuring envelope forecasting algorithms and standard client-side Web Crypto API zero-access encryption.
Discussion
20 comments analyzed.
Competitors mentioned: GoCardless, Plaid, Woob, Saltedge, Fabrick
Concerns raised: Encryption claims not differentiating from competitors, Limited free tier options for bank integrations, Bank scraping unreliable long-term solution, GoCardless stopped accepting new accounts, Monetization challenging in 2026 market
Feature requests: Multi-year forward projection/forecasting, Bank account sync without subscription, One-time fee alternative to recurring charges, Authenticated bank data export feeds
Competitors
Other products that read as similar to this one — 384 launches clear the similarity bar, closest 8 shown.
Attention rank: #41 of 385 (itself plus its competitors, highest first — normalized so YC and Product Hunt are compared fairly).
Launched 133 days after the earliest competitor.
- Expense Tracker: Income Manager · ph · 2026-09-13 · 2 upvotes · similarity 0.55
- Money Manager: Expense Tracker · ph · 2026-09-17 · 1 upvotes · similarity 0.53
- Money Hole · ph · 2026-09-19 · 1 upvotes · similarity 0.52
- MyOwnFortune · ph · 2026-09-28 · 1 upvotes · similarity 0.51
- SpendSmart · ph · 2026-09-25 · 1 upvotes · similarity 0.50
- MaPa Money · ph · 2026-09-26 · 1 upvotes · similarity 0.50
- Expense Tracker: FullWallet · ph · 2026-09-13 · 1 upvotes · similarity 0.49
- Bütçem · ph · 2026-09-09 · 1 upvotes · similarity 0.49
Other launches for this product
- No other launches for this product.
Same idea, different domain
Nobody's really built a vertical saas tool for Insurance yet.