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Panini 1.0

Free, deterministic BSA engine for Indian fintech in-browser

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Indian fintechs pay vendors per-report for bank statement analysis. Panini does it free, inside your own process. Upload a passworded PDF or messy CSV → get income, EMI, FOIR, cash-flow trends & fraud signals back as JSON - every claim carrying a rule ID + the evidence rows it came from. No black-box score. Zero runtime deps. Deterministic. Also ships the only public validators for ReBIT AA / ONDC / OCEN payloads & a multi-AA FIU client. Runs server-side or entirely in-browser.

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PH · launched Oct 18, 2026 · 3 upvotes (top 10%)

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Could you build this?

Partial The deterministic rule engine and client-side execution are vibe-codeable, but handling the massive variety of edge cases, password encryptions, and layout quirks across Indian bank PDFs requires specialized parsing logic.

What it would actually take: The architecture requires client-side PDF parsing (e.g., pdf.js or Rust/WASM) paired with a deterministic financial calculation engine. The primary challenge is building resilient spatial parsers and regex patterns that reliably extract transaction tables across hundreds of disparate bank statement formats and edge cases without failing.

Competitors

Other products that read as similar to this one : 74 launches clear the similarity bar, closest 8 shown.

Attention rank: #6 of 75 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).

Launched 349 days after the earliest competitor.

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