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Kosh

Private, open-source money tracker for Indian bank SMS

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Kosh turns your bank SMS into a full money tracker, and nothing leaves your phone. It reads messages from 15 Indian banks, sorts spends with an open dataset of 1,000+ merchants, spots transfers between your own accounts, and tracks card bills, UPI AutoPay and EMIs. See what's left to spend until payday, set budgets and goals, follow FD, EPF and NPS. No login, no ads, no analytics. Encrypted on-device, with an offline edition that has no internet access. Free, GPL-3.0.

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PH · launched Oct 17, 2026 · 1 upvote (top 67%)

Similar launches

See all 183 similar launches →

Could you build this?

Yes It is an Android application using standard SMS permissions, regex-based parsing rules, and a local SQLite database for offline spend tracking.

Competitors

Other products that read as similar to this one : 183 launches clear the similarity bar, closest 8 shown.

Attention rank: #84 of 184 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).

Launched 348 days after the earliest competitor.

Other launches for this product

More details
External ID
1283175
Company
n/a
Product
Kosh
Website domain
producthunt.com
Cohort
n/a
Upvotes percentile
0.33
All tags
Android, Open Source, GitHub, Personal Finance
AI summary
sms-based personal finance tracker for indian bank users
Manually corrected
No