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Credit-to-currency conversion controls for wallet-based billing

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If you sell credits or tokens, at some point someone asks: “What is one credit actually worth?”We shipped explicit Wallet Conversion Rate controls in Flexprice to answer that cleanly.Each wallet can now define: • conversion_rate — how credits map to currency when spending • topup_conversion_rate — optional rate used only when adding creditsThis supports use cases like promotional top-ups, bonus credits, or discounted purchases while keeping invoice calculations consistent.Wallets store credits.Invoices remain in a single base currency. Conversion defines the relationship between the two.The goal is simple: make credit systems flexible for product teams and predictable for finance teams. Happy to answer questions about edge cases or implementation details.

HN · launched Feb 19, 2026 · 7 upvotes (top 62%) · 0 views

Niche: billing and payment platforms · 146 launches, 12 in the last 7 days ▼ -33% · Explore this niche →

Category and tags

  • Fintech
  • Vertical SaaS
  • B2B
  • Not AI
  • Commercial product

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Could you build this?

Yes This is a standard billing management feature consisting of currency conversion business logic and CRUD database operations over credit ledgers.

Discussion

2 comments analyzed.

Concerns raised: Seems niche - unclear what problem it solves

Competitors

Other products that read as similar to this one : 396 launches clear the similarity bar, closest 8 shown.

Attention rank: #91 of 397 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).

Launched 98 days after the earliest competitor.

The niche, labels, vibe code rating and competitor comparison on this page are analysis by Nicheloom. If you use them, please credit nicheloom.com. How you may use our data.