An iOS budget app I've been maintaining since 2011
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I’ve been building and selling software since the early 2000s, starting with classic shareware. In 2011, I moved into the App Store world and built an iOS budget app because I needed a simple way to track my own expenses.At the time, my plan was to replace a few larger shareware projects with several smaller apps to spread the risk. That didn’t quite work out — one app, MoneyControl, quickly grew so much that it became my main focus.Fifteen years later, the app is still on the App Store, still actively developed, and still used by people who started with version 1.0. Many apps from that era are long gone.Looking back, these are some of the things that mattered most:Starting early helped, but wasn’t enough on its own. Early visibility made a difference, but long-term maintenance and reliability are what kept users.Focus beat diversification. I wanted many small apps. I ended up with one large, long-lived product. Deep focus turned out to be more sustainable.Long-term maintenance is most of the work. Adapting to new iOS versions, migrating data safely, handling edge cases, and keeping old data usable mattered more than flashy features.Discoverability keeps getting harder. Reaching users on the App Store today is much more difficult than it was years ago. Prices are higher than in the old 99-cent days, but visibility hasn’t improved.I’m a developer first, not a marketer. I work alone, with occasional help from freelancers. No employees, no growth team. The app could probably have grown more with better marketing, but that was never my strength.You don’t need to get rich to build something sustainable. I didn’t build this for an exit. I’ve been able to make a living from my work for over 20 years, which feels like success to me.Building things you actually use keeps you honest. Every product I built was something I personally needed. That authenticity mattered more than any roadmap.This week I released version 10 with a new design and a major technical overhaul. It feels less like a milestone and more like preparing the app for the next phase.Happy to answer questions about long-term app maintenance, indie development, or keeping a product alive across many iOS generations.
HN · launched Jan 13, 2026 · 159 upvotes (top 5%) · 0 views
Niche: personal finance and budgeting apps · 424 launches, 44 in the last 7 days ▼ -20% · Explore this niche →
Category and tags
- Fintech
- Vertical SaaS
- B2C
- Not AI
- Commercial product
Visit website ↗ Source listing ↗
More like this: all 424 launches in personal finance and budgeting apps →
Could you build this?
Yes A personal budgeting and expense tracking app (iOS or web) is a classic CRUD application with standard local/cloud databases, basic charting, and CSV export.
Discussion
20 comments analyzed.
Competitors mentioned: Banktivity, Simple Wallet, Numbers (Apple), Open source budget apps
Concerns raised: Overly aggressive bot/abuse detection blocking legitimate users, Website design looks like boring B2B SaaS, not appealing to mainstream users, Multiple typos, capitalization inconsistencies, and translation errors on site, Dead links to iOS app store, Security posture relies on "we're German, trust us" messaging
Feature requests: Receipt scanner functionality, Check printing capability, Simple daily spend prompts instead of detailed category breakdown, Deeper category breakdown to show granular spending (e.g., coffee within groceries), Mac-compatible version
Competitors
Other products that read as similar to this one : 252 launches clear the similarity bar, closest 8 shown.
Attention rank: #14 of 253 (itself plus its competitors, highest first, normalized so YC and Product Hunt are compared fairly).
Launched 75 days after the earliest competitor.
- App Scope · ph · 2026-09-10 · 1 upvotes · similarity 0.53
- Money Hole · ph · 2026-09-19 · 1 upvotes · similarity 0.52
- My workout app earns –$1000/month. I decided to build a new one · hn · 2025-11-14 · 6 upvotes · similarity 0.50
- Be Budget Today · ph · 2026-11-03 · 2 upvotes · similarity 0.49
- HCB Mobile – financial app built by 17 y/o, processing $6M/month · hn · 2025-12-03 · 176 upvotes · similarity 0.46
- I built a personal CRM that lives inside Apple's Contacts app · hn · 2026-08-02 · 5 upvotes · similarity 0.45
- Never miss another critical iOS security update again · hn · 2025-11-08 · 5 upvotes · similarity 0.45
- I built a free app for New Yorkers to save money on groceries · hn · 2026-07-10 · 13 upvotes · similarity 0.45
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