Solution: A guided 24-month planning system: (1) Return Date Optimizer — given your assets, residency history, and target return year, calculates the optimal week to land in India to maximize your RNOR window; (2) RNOR/ROR Timeline Dashboard — color-coded countdown showing what tax window you're in, what foreign income is still exempt, what deadlines are coming; (3) Brokerage Action Plan — for every account (Fidelity, Schwab, Vanguard, IBKR), generates a specific sequence of sell/withdraw/transfer actions; (4) FATCA/FBAR/Schedule B/Form 8938 generator; (5) NRE/NRO/RFC account transition planner; (6) Document vault; (7) Premium CA marketplace — connects you to a vetted CA with all your data already organized. ICP: Affluent NRIs with 10+ years abroad, $200K–$5M in assets across US 401k/IRA/brokerage/HSA, Indian NRE/NRO accounts, and possibly other foreign holdings. They are 6–36 months from returning to India. They know about RNOR but don't have a multi-year plan to execute it. They will save $20K–$200K in taxes if they plan correctly, or lose those same amounts if they don't.

The 24-month continuous planning workflow versus point-in-time CA consultation. Most NRIs talk to a CA once or twice during the return process; this product is engaged every month for 2 years and orchestrates dozens of small decisions that compound into major tax outcomes. The return date optimizer is genuinely novel — no CA will sit and run scenarios across 12 possible return dates with you, but software does this instantly.

“Similar to how TurboTax disrupted the consumer tax preparation market by giving individuals a guided workflow for a complex compliance process that previously required hiring a CPA. This is TurboTax for the NRI return — a guided multi-year workflow for a complex cross-border transition.”