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Mortgage Renewal Penalty & Switch Optimizer

financemedium🍁 Canadian Consumer Finance

A tool for the Canadian mortgage renewal moment — calculates your break/IRD penalty, compares staying with your lender vs. switching, models the new payment at today's rates, and tells you the smartest move before you sign the renewal your bank mailed you. Built for the millions of Canadians hitting the renewal cliff at much higher rates.

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