Canadian Refund & Complaint-Escalation Navigator

A tool that helps Canadians actually win disputes with banks, telecoms, and merchants by routing each complaint to the body that gets results — OBSI for banks, CCTS for telecom, chargebacks for merchants, provincial regulators — with ready-to-send templates, the right escalation sequence, and deadline tracking. Turns 'they told me someone would call me back' into a refund.